|
GROUP |
BANK |
| As at December 31, |
2013 |
2012 |
Change |
2013 |
2012 |
Change |
|
US $ ’000 |
US $ ’000 |
% |
US $ ’000 |
US $ ’000 |
% |
| Assets |
|
|
|
|
|
|
| Cash and cash equivalents |
108,882 |
154,314 |
(29.44) |
108,867 |
154,163 |
(29.38) |
| Balances with central banks |
140,702 |
141,938 |
(0.87) |
140,702 |
141,938 |
(0.87) |
| Placements with banks |
31,541 |
126,273 |
(75.02) |
31,541 |
126,273 |
(75.02) |
| Derivative financial instruments |
6,395 |
10,555 |
(39.41) |
6,395 |
10,555 |
(39.41) |
| Other financial instruments held-for-trading |
48,695 |
47,196 |
3.18 |
48,695 |
47,196 |
3.18 |
| Loans and receivables to banks |
4,170 |
4,912 |
(15.11) |
4,170 |
4,912 |
(15.11) |
| Loans and receivables to other customers |
3,198,047 |
2,912,948 |
9.79 |
3,198,165 |
2,913,399 |
9.77 |
| Financial investments - Available-for-sale |
944,643 |
452,837 |
108.61 |
944,643 |
452,837 |
108.61 |
| Financial investments - Held-to-maturity |
– |
– |
– |
– |
– |
– |
| Investments in subsidiaries |
– |
– |
– |
2,206 |
2,368 |
(6.84) |
| Investments in associates |
719 |
732 |
(1.78) |
338 |
346 |
(2.31) |
| Property, plant & equipment |
70,040 |
69,898 |
0.20 |
64,026 |
64,227 |
(0.31) |
| Intangible assets |
3,647 |
3,954 |
(7.76) |
3,569 |
3,883 |
(8.09) |
| Leasehold property |
842 |
873 |
(3.55) |
583 |
604 |
(3.48) |
| Deferred tax assets |
3,934 |
3,580 |
9.89 |
3,871 |
3,504 |
10.47 |
| Other assets |
72,801 |
71,714 |
1.52 |
72,818 |
71,783 |
1.44 |
| Total assets |
4,635,058 |
4,001,724 |
15.83 |
4,630,589 |
3,997,988 |
15.82 |
| |
|
|
|
|
|
|
| Liabilities |
|
|
|
|
|
|
| Due to Banks |
108,353 |
37,215 |
183.39 |
108,353 |
37,215 |
183.39 |
| Derivative financial instruments |
10,778 |
659 |
1,535.51 |
10,778 |
659 |
1,535.51 |
| Other financial liabilities held for trading |
– |
– |
– |
– |
– |
– |
| Due to other customers |
3,443,503 |
3,051,318 |
12.85 |
3,443,915 |
3,051,653 |
12.85 |
| Other borrowings |
412,195 |
371,609 |
11.23 |
413,536 |
372,759 |
11.24 |
| Debt securities issued |
– |
– |
– |
– |
– |
– |
| Current tax liabilities |
13,594 |
22,047 |
(38.34) |
13,424 |
21,887 |
(38.67) |
| Deferred tax liabilities |
17,395 |
14,765 |
17.81 |
15,803 |
13,266 |
19.12 |
| Other provisions |
18 |
19 |
(5.26) |
18 |
19 |
(5.26) |
| Other liabilities |
75,467 |
81,383 |
(7.27) |
75,017 |
80,957 |
(7.34) |
| Due to subsidiaries |
– |
– |
– |
120 |
174 |
(31.03) |
| Subordinated liabilities |
84,403 |
8,641 |
876.77 |
84,403 |
8,641 |
876.77 |
| Total liabilities |
4,165,706 |
3,587,656 |
16.11 |
4,165,367 |
3,587,231 |
16.12 |
| |
|
|
|
|
|
|
| Equity |
|
|
|
|
|
|
| Stated capital |
149,518 |
140,694 |
6.27 |
149,518 |
140,694 |
6.27 |
| Statutory reserves |
30,799 |
26,823 |
14.82 |
30,799 |
26,823 |
14.82 |
| Retained earnings |
33,280 |
32,600 |
2.09 |
32,316 |
32,641 |
(1.00) |
| Other reserves |
255,459 |
213,699 |
19.54 |
252,589 |
210,599 |
19.94 |
| Total equity to attributable equity holders of the Bank |
469,056 |
413,816 |
(5.19) |
465,222 |
410,757 |
13.26 |
| Non-controlling interest |
296 |
251 |
17.93 |
– |
– |
– |
| Total equity |
469,352 |
414,067 |
13.35 |
465,222 |
410,757 |
13.26 |
| Total liabilities and equity |
4,635,058 |
4,001,724 |
15.83 |
4,630,589 |
3,997,988 |
15.82 |
| Contingent liabilities and commitments |
2,255,358 |
2,184,321 |
3.25 |
2,134,299 |
1,832,431 |
1.16 |
| Net assets value per share (US $) |
0.55 |
0.50 |
10.00 |
0.55 |
0.49 |
12.24 |
Exchange Rate of 1 US $ was Rs. 131.00 as at December 31, 2013 (Rs. 128.00 as at December 31, 2012)