GROUP			BANK
As at December 31,	Note	2013	2012	Change	2013	2012	Change
		Rs. ’000	Rs. ’000	%	Rs. ’000	Rs. ’000	%
Assets
Cash and cash equivalents	20	14,263,533	19,752,205	(27.79)	14,261,549	19,732,834	(27.73)
Balances with Central Banks	21	18,431,936	18,168,039	1.45	18,431,936	18,168,039	1.45
Placements with banks	22	4,131,814	16,162,970	(74.44)	4,131,814	16,162,970	(74.44)
Derivative financial instruments	23	837,694	1,351,095	(38.00)	837,694	1,351,095	(38.00)
Other financial instruments held-for-trading	24	6,379,058	6,041,110	5.59	6,379,058	6,041,110	5.59
Loans and receivables to banks	25	546,270	628,760	(13.12)	546,270	628,760	(13.12)
Loans and receivables to other customers	26	418,944,215	372,857,337	12.36	418,959,675	372,915,081	12.35
Financial investments - Available-for-sale	27	123,748,290	57,963,192	113.49	123,748,290	57,963,192	113.49
Financial investments - Held-to-maturity		–	–	–	–	–	–
Investments in subsidiaries	28	–	–	–	288,946	303,130	(4.68)
Investments in associates	29	94,173	93,712	0.49	44,331	44,331	–
Property, plant & equipment	30	9,175,225	8,946,881	2.55	8,387,344	8,221,118	2.02
Intangible assets	31	477,728	506,161	(5.62)	467,593	497,038	(5.92)
Leasehold property	32	110,324	111,776	(1.30)	76,362	77,304	(1.22)
Deferred tax assets	33	515,323	458,258	12.45	507,078	448,500	13.06
Other assets	34	9,536,683	9,179,144	3.90	9,539,165	9,188,206	3.82
Total assets		607,192,266	512,220,640	18.54	606,607,105	511,742,708	18.54
Liabilities
Due to banks	35	14,194,219	4,893,945	190.04	14,194,219	4,893,945	190.04
Derivative financial instruments	36	1,411,916	84,291	1,575.05	1,411,916	84,291	1,575.05
Other financial liabilities held-for-trading		–	–	–	–	–	–
Due to other customers	37	451,098,946	390,568,682	15.50	451,152,923	390,611,548	15.50
Other borrowings	38	53,997,503	47,435,565	13.83	54,173,175	47,582,819	13.85
Debt securities issued		–	–	–	–	–	–
Current tax liabilities		1,780,867	2,821,975	(36.89)	1,758,574	2,801,541	(37.23)
Deferred tax liabilities	33	2,278,737	1,889,983	20.57	2,070,148	1,698,067	21.91
Other provisions	39	2,409	2,409	–	2,409	2,409	–
Other liabilities	40	9,885,816	10,417,213	(5.10)	9,827,209	10,362,808	(5.17)
Due to subsidiaries	41	–	–	–	15,686	22,264	(29.55)
Subordinated liabilities	42	11,056,847	1,106,016	899.70	11,056,847	1,106,016	899.70
Total liabilities		545,707,260	459,220,079	18.83	545,663,106	459,165,708	18.84
Equity
Stated capital	43	19,586,813	18,008,796	8.76	19,586,813	18,008,796	8.76
Statutory reserves	44	4,034,614	3,433,395	17.51	4,034,614	3,433,395	17.51
Retained earnings	45	4,359,632	4,172,814	4.48	4,233,364	4,178,080	1.32
Other reserves	46	33,465,169	27,353,415	22.34	33,089,208	26,956,729	22.75
Total equity attributable to equity holders of the Bank		61,446,228	52,968,420	16.01	60,943,999	52,577,000	15.91
Non-Controlling interest	47	38,778	32,141	20.65	–	–	–
Total equity		61,485,006	53,000,561	16.01	60,943,999	52,577,000	15.91
Total liabilities and equity		607,192,266	512,220,640	18.54	606,607,105	511,742,708	18.54
Contingent liabilities and commitments	48	295,451,955	279,593,112	5.67	295,451,955	279,593,112	5.67
Net assets value per share (Rs.)		72.37	63.55	13.88	71.78	63.08	13.79

The Notes form an integral part of these Financial Statements.

Certification

These Financial Statements have been prepared in compliance with requirements of the Companies Act No. 07 of 2007.

K.D.N. Buddhipala
Chief Financial Officer

The Board of Directors is responsible for the preparation and presentation of these Financial Statements.

Approved and signed for and on behalf of the Board,

D.S. Weerakkody
Chairman

K.G.D.D. Dheerasinghe
Deputy Chairman

W.M.R.S. Dias
Managing Director

Mrs. R.R. Dunuwille
Company Secretary

Colombo
February 24, 2014